Terms of Use

1. OVERVIEW

These Terms of Use form a legally binding contract between SPECTER ("we" or "us") and the people and companies ("Users" or "you") that access and use our website located at specterapp.io, the Specter Blockchain, or any related website, mobile app, wallet, or platform controlled by us (collectively, the "Website"). These Terms of Use apply to all services provided through the Website and any other software application we operate, and all content, services, and products available at or through the Website.

It is very important that you read and fully understand these Terms of Use before using the Website. By agreeing to these Terms of Use and using the Website, you are entering into a legally binding contract which will impact your rights.

By accessing any part of the Website, you agree to be bound by these Terms of Use. You are also confirming that you have read and fully understood these Terms of Use. If you do not agree to or understand all of these Terms of Use, then you may not access the Website or use any services available on the Website.

These Terms of Use should be read in conjunction with the Privacy Policy and any other rules, guidelines, or policies posted on the Website.

2. SERVICES AVAILABLE ON THE WEBSITE/APP

Without restriction, we generally offer the following services through the Website:

• A social networking platform
• Video and short-form content hosting
• A peer-to-peer marketplace
• Encrypted messaging and community hosting
• An AI assistant
• A cryptocurrency wallet and payment service
• A decentralized labor marketplace

Economic activity across these services — including fees, purchases, payments, and creator earnings — is conducted using Specter Coin (SPCTR) or other digital assets supported on the Specter Blockchain.

The services we offer are subject to change over time. By using the Website, you are confirming that you have determined that the services are appropriate for your needs. We do not guarantee that these services meet your needs or that they are suitable for your specific purposes.

3. OWNERSHIP OF YOUR FILES

When you choose to upload documents or data (including any video, images or text), SPECTER does not review or pre-screen the contents of electronic data uploaded or posted to the Website ("Content") and SPECTER claims no intellectual property rights with respect to the Content.

However, by posting, uploading, inputting or submitting any Content whatsoever to the Website, you are granting SPECTER an irrevocable, royalty free licence while the Content remains uploaded to the Website, to use the Content for any purpose related to the use and promotion of its business and the Website, including the right to copy, distribute, edit, and publicly display such content with or without attribution.

4. PAYMENT PROCEDURES

Payments for services, products, fees, and transactions available on the Website are made using Specter Coin (SPCTR) or other digital assets supported on the Specter Blockchain, in accordance with the policies, procedures, and timelines posted on the relevant sections of the Website.

You agree to pay all fees applicable to your subscriptions, transactions, and use of the Website ("Fees") using supported digital assets from your connected wallet. We do not process payments through banks, credit card networks, or third-party fiat payment processors, and we do not accept fiat currency.

Your digital wallet is self-custodied. SPECTER does not hold, control, or have access to your private keys or funds, and cannot recover, reverse, or restore access to a wallet on your behalf.

For peer-to-peer transactions conducted through our marketplace or work services, SPECTER is not a party to the transaction and does not act as an escrow agent, intermediary, or guarantor of performance. Disputes between users must be resolved directly between the parties involved.

5. REFUND AND EXCHANGE POLICIES

All sales are final. Transactions on the Specter Blockchain are generally irreversible once confirmed, and SPECTER has no ability to reverse, cancel, or refund a transaction after it has been processed on-chain.

In exceptional circumstances, such as verified cases of fraud or a defect directly attributable to SPECTER, we may, at our sole discretion, take reasonable steps within our control to assist affected users, though we cannot guarantee recovery of funds. Any such requests must be submitted through our official support channels and will be evaluated on a case-by-case basis. We reserve the right to deny requests that do not meet our criteria.

6. YOUR ACCOUNT

In order to fully use the Website, you will be required to create an account and connect a compatible digital wallet. Information submitted by you in order to create an account will be subject to our Privacy Policy, which is available for review on the Website, and which you are required to approve before creating an account. The Privacy Policy also dictates how to terminate your account and how you can have your personal identifying information deleted from our servers.

Depending on the specific service used and applicable law, we may require identity verification for certain accounts or transactions. We will notify you if this applies to a service you use.

The terms governing the features and capabilities of your account and the related fees can be found on the Website.

7. TERMINATION

You may cancel and terminate your Account at any time in accordance with the terms and policies posted on the Website.

8. LIMITATION OF LIABILITY

Except in a case where we are in violation of these Terms of Use, we will not be held liable for, and you hereby fully waive the right to claim for, any loss, injury, claim, liability or damages of any kind resulting in any way from use of the Website, including losses related to digital asset volatility, wallet security, or blockchain network failures.

Your use of the Website is at your sole risk. The Website is provided on an "as is" and "as available" basis without any warranty or condition, express, implied or statutory. We do not warrant that your use of the Website will be uninterrupted, secure or error-free.

In no event will we have any liability to you or any third party for any lost profits or revenues or for any indirect, special, incidental, consequential, or punitive damages however caused, whether in contract, tort, or otherwise, and whether or not you or the third party have been advised of the possibility of such damages. In the event the foregoing paragraph, or any part thereof, is void under applicable law, this paragraph, or such part thereof, shall be inapplicable.

9. INDEMNIFICATION

You agree to indemnify and hold harmless SPECTER, including our officers, directors, shareholders, employees and agents, from and against any and all claims and expenses, including legal fees and disbursements, which are made against us and arise out of your use of the Website, including but not limited to your violation of any term of these Terms of Use or any other policy posted on the Website.

10. SECURITY BREACHES

In order to protect your security, it is your sole responsibility to ensure that all usernames, passwords, private keys, and wallet credentials used to access the Website are kept secure and confidential. Given the nature of blockchain transactions, loss of your private keys or wallet credentials may result in permanent and irreversible loss of access to your funds, and SPECTER cannot assist in recovering them.

You must immediately notify us of any unauthorized use of your account, including the unauthorized use of your password, or any other breach of security. We will investigate any breach of security on the Website that we determine in our sole discretion to be serious in nature, but we will not be held responsible or liable in any manner for breaches of security or any unauthorized access to your account however arising.

11. WARRANTIES AND REPRESENTATIONS

We hereby disclaim all warranties of any kind, whether express, implied, or statutory, including but not limited to implied warranties as to merchantability or fitness for a particular purpose as they relate to the Website.

12. COMPLIANCE WITH LAWS

You represent and warrant that:

i. You have the authority to bind yourself to these Terms of Use;

ii. Your use of the Website will be solely for purposes that are permitted by these Terms of Use;

iii. Your use of the Website will not infringe or misappropriate the confidentiality or intellectual property rights of any User or third party; and

iv. Your use of the Website will comply with all local, provincial and federal laws, rules and regulations, including those governing digital assets, and with all policies posted on the Website.

You must only use the Website for your own lawful purposes, in accordance with these Terms of Use and any notice, policy or condition posted on the Website. You may use the Website on behalf of others or in order to provide services to others but if you do so you must ensure that you are authorized to do so and that all persons for whom or to whom services are provided comply with and accept all these Terms of Use.

13. AGE RESTRICTIONS

Users Must be Over the Age of 18. You represent and confirm that you are over the age of 18. We do not target, market, or promote the Website to those under 18. We do not permit any User under the age of 18 to use the Website.

14. GOVERNING LAW AND DISPUTE RESOLUTION

These Terms of Use and any access to or use of the Website shall be governed by, and construed in accordance with, the laws in force in the Province of Ontario.

If any claim, dispute or controversy occurs between SPECTER and a User relating to the interpretation or implementation of any of the provisions of these Terms of Use, such dispute shall be resolved by private, confidential and binding arbitration. Such arbitration shall be conducted by a single arbitrator. The arbitrator shall be appointed by agreement of the parties or, in the absence of an agreement, such arbitrator shall be appointed by a judge upon the application of either the User or SPECTER. Arbitration shall be held in the Province of Ontario, unless otherwise agreed by the parties. The arbitration procedure to be followed shall be agreed by the parties or, in absence of an agreement, determined by the arbitrator. The arbitration shall proceed in accordance with the provisions of the Arbitration Act, 1991, SO 1991, c 17. Subject to any right of appeal, the decision arrived at by the arbitrator shall be final and binding. Judgment upon the award rendered by the arbitrator may be entered in any court having jurisdiction.

15. WAIVER OF CLASS ACTION

By using the Website, you agree to resolve any claim or dispute arising between you and us on an individual basis, rather than addressing such claim or dispute as part of a group or class, heirs, executors, trustee(s). You hereby waive any right you may have to commence or participate in any class action lawsuit commenced against SPECTER or its affiliates related to any claim, dispute or controversy arising from your use of the Website, App. Where applicable, you hereby agree to opt out of any class proceeding against SPECTER otherwise commenced.

The above waiver shall not apply to claims or disputes arising under consumer protection legislation or any other claim or dispute where a waiver of class action lawsuits is unenforceable at law.

16. GENERAL TERMS

a. AMENDING THESE TERMS OF USE

These Terms of Use may be updated and amended from time to time. We reserve the right to change these Terms of Use at any time, and any amended Terms of Use are effective upon posting to the Website. We will make efforts to communicate any changes to these Terms of Use we deem material, in our sole discretion, via email or notifications on the Website. Your continued use of the Website will be deemed to be immediate and unconditional acceptance of any amended Terms of Use, whether or not we deemed the amendments to be material.

b. ASSIGNMENT

We may assign or delegate these Terms of Use, in whole or in part, to any person or entity at any time with or without your consent and without prior notice to you. Users may not assign or delegate any rights or obligations under these Terms of Use, without our prior written consent, and any unauthorized assignment and delegation is void.

c. NO WAIVER

No waiver of a provision, right or remedy of this Agreement shall operate as a waiver of any other provision, right or remedy or the same provision, right or remedy on a future occasion.

d. NO AGENCY

The parties to these Terms of Use are independent contractors and are not partners or agents. SPECTER has no fiduciary obligations or professional obligations whatsoever to you arising from these Terms of Use or your use of the Website.

e. SEVERABILITY

In the event that any provision or part of this Agreement is found to be void or invalid by a court of law, the remaining provisions, or parts thereof, shall be and remain in full force and effect.

f. ENTIRE AGREEMENT

These Terms of Use, in conjunction with all policies and guidelines available on the Website (including but not limited to any Privacy Policy), incorporated by reference, constitute the entire agreement between you and SPECTER and supersede all prior communications, agreements and understandings, written or oral, with respect to the subject matter of these Terms of Use.

17. QUESTIONS ON THESE TERMS OF USE

We welcome you to contact us with any questions on these Terms of Use. You can send your questions regarding these Terms of Use to the following email address: Specterapp.admin@proton.me

18. ACCEPTABLE USE

Specter is built around minimal content moderation. We do not remove or restrict content on the basis of viewpoint, opinion, or lawful political, social, or religious expression. However, the following is strictly prohibited on the Website in all cases:

• Child sexual abuse material, or any content that sexualizes, exploits, or endangers minors
• Nudity or sexually explicit content
• Non-consensual intimate imagery
• Content that facilitates illegal transactions, including the sale of illegal goods or services
• Content that provides material support for terrorism or organizes violent extremism
• Any other content that is illegal under applicable law

We reserve the right to remove content, and to suspend or terminate the accounts of Users who violate the above, and to cooperate with law enforcement where required by law.

19. CONFIRMATION OF AGREEMENT TO TERMS OF USE

BY PROCEEDING TO USE THE WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD AND AGREE TO BE BOUND BY THESE TERMS OF USE AND ANY POLICIES AND NOTICES POSTED ON THE WEBSITE.